Purpose and significance of credit investigation: credit investigation, also known as credit investigation, refers to a legal service in which the investigation company accepts the entrustment of the parties and conducts investigation on the scale, assets and liabilities, credit status, social evaluation and investor status of the enterprises with business relations designated by the parties and issues professional reports. The primary purpose of credit investigation is to ensure correct decision-making, and the ultimate purpose is to prevent risks and avoid unnecessary mistakes and losses.The scope of credit investigation includes the establishment, alteration, termination and other registration conditions of enterprises, the assets status of movable and immovable properties, trademarks and patents of enterprises, foreign investment, creditor"s rights and debts, business ability, credit ability and many other aspects. Credit investigation can be used to decide whether to invest, whether to establish credit relations, whether to form trade partners, and even how to file lawsuits and other aspects related to business decisions.Credit investigation is a very important content in modern enterprise management. The 21st century marks an encouraging but challenging new era for the global economy. With the progress of science and technology and the development of society, the environment and means of domestic and international business are constantly updated, and the whole world is increasingly becoming a common global market. The import and export trade is becoming increasingly frequent and the competition is becoming fiercer, among which there are some commercial frauds. If we want to be invincible in this complicated and battle-like trade, it is necessary to control the credit risk, to know ourselves and our enemies, and win every battle.Credit investigation is a basic work. Because the understanding of everything can be deepened through investigation and research, no matter how successful a businessman is, no matter how rich his trading experience is, it is impossible to completely avoid trade risks by himself. When you decide to do business with a customer before, if by specialized credit institutions for clients to make detailed credit investigation, will be able to make you, as it were, to understand the status of all trading partners in the near future, and make the right choice, and won"t miss every opportunity to make a profit, also won"t let outlaws. Just as when you make a new friend, try to understand that person"s personality, education, expertise, attitude, ethics, family status, etc. The same is true when dealing with regular clients.Through the credit investigation, we can know the truth of the investment object (including the investment environment) or the partner, so as to judge the quality of its credit, and as an important reference to decide whether to grant credit or cooperate.In the whole process of trade, the credit investigation before trade activities is important, but it is also essential for the credit investigation during and after trade activities. Due to the existence of various credit risks during and after the trade activities, such as the bankruptcy, fraud, bankruptcy due to poor management or deliberate default of the account by the recipient (debtor), the recipient (creditor) suffers the loss of unrecoverable goods, accounts, goods or other property. Therefore, in order to prevent the occurrence of these credit risks, it is necessary to carry out credit investigation during and after trade activities to know the latest credit status of the other party. Only in this way, can be masterful, secure victory.Perhaps some people think that the money spent on research, sometimes found that the other side is not worth dealing with, so the money is equal to waste. This is obviously wrong, because the survey itself is to understand the other party, through the survey results to determine the credibility of the other party and the authenticity of the documents. The real value of a credit investigation is that it costs very little to protect a business from huge risks.